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How to protect your bank account from identity theft




Identity theft is a form of fraud or deceiving another person’s identity in which someone
Usually, to gain access, one pretends to be someone else by assuming that person’s identity.
Resources or receiving credit and other benefits in the person’s name. A victim of identity theft
(here meaning the person whose identity the identity thief has assumed) may suffer.
Adverse consequences if he is held accountable for the perpetrator’s actions.
Organizations and individuals who have been defrauded or defrauded by an identity thief can also be affected.
There are adverse consequences and losses and to that extent victims.

Warning Signals for Identity Theft

There are many warning signs to tell that your identity has been stolen, such as:

  • Denied credit or loans for no apparent reason.
  • Monthly credit card statements, etc. stop arriving.
  • Receive a credit card you did not apply for.
  • You get collection calls about unknown debts.
  • Receive bills from places you never spent at; receive bills from the collection agency.
  • You notice some of your mail is missing.
  • Your consumer credit information report contains financial facilities you didn’t avail.

Types of identity theft

Character identity theft:

Character identity theft:

Someone impersonates you and commits a crime in your name that results in a warrant being issued.
Your name, arrests, and time spent in prison.

Computerized National Identity Card (CNIC) identity theft:

Someone steals your CNIC and may use it fraudulently. CNIC is a key document and might be
used in:

  •  Account opening at banks,
  •  Obtaining credit/debit card,
  •  Preparing property documents,
  •  Obtaining a mortgage and other types of financial facilities,

Credit identity theft

Someone uses your information to get credit, goods, or services and doesn’t pay the bill.
Uncollectible bills accumulate, which can affect your credit ability.


Internet Safety

Internet Safety

Make sure your computer is secure if you plan to do anything personal on the Internet.
Don’t use a credit card to pay bills or make purchase online unless it’s a secure site.
Choose strong passwords for any sites that contain personal information. These include:
Credit card, bank, phone, internet, and insurance accounts. Use a combination of letters,
Numbers, and special characters to create strong passwords

Personal Information

Personal Information

Personal Information

Be careful when giving out any personal data. If someone calls and asks for personal.
Information, do everything you can to verify the identity of the caller. For example, your bank won’t.
Call and ask for any personal information as it is all on the bank’s file/record.
Try to limit the amount of information you enter on a personal check.
name and address. Never give your CNIC or any other personal information to anyone.
Who calls on the phone and offers you a credit card, prize, or another valuable item? you
You can always ask for a written request.



When you receive your bank and credit card statements each month, look at each one
Make sure there is no unusual information. Keep copies of your monthly statements and
Checks for one year. This will be useful if you ever have to fight over a financial issue. make
Make sure no one is standing behind you when you use your ATM card. Identity thieves can.
Steal information by taking a picture of a person’s card or password information.
Fixing skimming devices and cameras in ATMs. If you see any abnormal attachment.
With an ATM, notify the bank immediately.


Mail and Trash

Take extra care when submitting your credit card bills to a designated Dropbox. Make sure you
Do not write any account information on the outside of envelopes with bill payments.
Shred any personal information you throw away. This includes: charge receipts, copies
Credit applications, insurance forms, bank statements, and expired credit cards or
Credit offers you receive in the mail.F

If you’ve been a victim of identity theft, report it to your credit issuer as soon as possible.
So that damage control measures can be taken.

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